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Is Tyke Invest the Best Investment Platform

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Are you ready to start your journey to financial independence and wealth creation? Tyke is your go-to platform for investing in high-return opportunities. As a best-in-class platform, Tyke provide a range of solutions to meet your short- and long-term investment goals with the option to Invest in startup equity or high-yield fixed-income opportunities. Tyke also enables investors to invest in non-listed stocks making to more efficient for the people who wish for investment in non-listed shares.

Tyke Invest is India’s first online investment platform for startups. Invest as little as ₹5000 to get a share of the next major startup. Tyke Invest platform allows retail investors to directly invest in startups (or unlisted companies) in which they are interested in investing. In Tyke Annualised earnings is the earnings received, multiplied by the number of days in a year and divided by actual tenure of the subscription. Tyke profited on the growing demand for ordinary public markets investors to diversify into startups, but there are some major concerns about whether it actually benefits the investors at all. Tyke has also developed a P2P platform Tyke Square where CSOP holders can actually buy and sell their SARs. Tyke introduced innovative investment instruments like CSOPs (Community Stock Option Pool), offering retail investors a stake in startups without directly diluting equity. This model appealed to investors looking for alternative investment opportunities. Tyke facilitated funding for numerous startups, showcasing success stories where startups benefited from access to capital and investor branding. However, concerns arose regarding startups’ ability to fulfill promises made during fundraising campaigns, highlighting transparency and accountability challenges. A major challenge with CSOPs was liquidity, as SARs were not easily tradable. Tyke addressed this with Tyke Square, a peer-to-peer platform allowing CSOP holders to buy and sell SARs after three months, improving the exit experience for investors.

Investment in Tyke

Investing in unlisted companies, such as those facilitated by Tyke Invest, presents both opportunities and challenges for retail investors. On the positive side, these companies often offer high growth potential and the opportunity to invest in innovative ventures that may not be available through traditional stock exchanges like NSE and BSE. Tyke Invest provides a platform for retail investors to access promising startups through unique investment instruments like CSOPs, opening doors to a wider range of investment opportunities beyond listed companies. However, there are several drawbacks to investing in unlisted companies through platforms like Tyke Invest. Firstly, these investments are typically illiquid, meaning they cannot be easily bought or sold like shares in listed companies. This lack of liquidity can make it challenging to exit investments quickly if needed. Secondly, unlisted companies often lack transparency compared to their listed counterparts, making it harder for investors to assess the company’s financial health and performance. Additionally, investing in startups and unlisted companies carries higher risk due to factors like market volatility, regulatory uncertainties, and the potential for startups to fail. Despite these challenges, Tyke Invest and similar platforms offer retail investors the opportunity to diversify their portfolios and potentially reap significant rewards if they choose carefully and conduct thorough due diligence before investing.

Features of Tyke

  • With a minimum investment of ₹5,000, anyone can begin investing regardless of financial capabilities.
  • Tyke has an exclusive community of entrepreneurs and investors. Tyke membership provides access to essential insights, assistance, and networking possibilities in this vibrant community.
  • Tyke offers a variety of flexible investment solutions that are tailored to your risk tolerance and financial goals, whether you choose long-term investments or short-term high-yield chances.
  • Tyke’s intelligent dashboard gives all of the necessary information for smart investment management, allowing you to stay informed and make data-driven decisions.
  • Tyke’s user-friendly web platform streamlines the investment process, making investing easier and more comfortable.
  • As a Tyke member, you’ll receive exclusive invitations to events and promotional offers, which will enhance your entire investment experience.
  • Tyke is continually curating new investment options, so you have access to new bargains suited to your investment interests every week.
  • Tyke allows you to diversify your portfolio over multiple assets that are not associated with volatile public markets, lowering overall investment risk.
  • Tyke Square unlocks the value of SARs by creating a smooth gateway to previously unavailable liquidity.
  • Tyke, as a catalyst, provides the infrastructure and expertise required for secure, efficient SAR transfers.
  • Keep up with real-time market movements and make informed judgements.
  • Tyke Square offers a platform powered by its users. Our peer-to-peer network fosters a dynamic ecology in which transactions are driven by the community, allowing users to engage directly.

Founder of Tyke Invest

Karan Mehra- Founder & CEO

Karan Mehra is a Chartered Accountant and former Deloitte consultant from Mumbai, is deeply engaged in Tyke’s operations. His focus revolves around interacting with founders, strategizing, and delineating Tyke’s forward-looking vision. With his expertise in finance and consulting, Karan plays a pivotal role in shaping Tyke’s trajectory and ensuring its alignment with strategic objectives and industry trends. His background in accounting and consulting equips him with valuable insights and skills to navigate the complexities of the investment landscape and drive Tyke towards sustainable growth and success.

Pros of Tyke Invest

  • The low investment threshold (₹5,000) makes it accessible to a diverse variety of investors.
  • Provides a wide range of investment choices, including startup equity and high yield fixed-income options.
  • Exclusive community for networking and obtaining knowledge.
  • Flexible investing solutions to meet various risk profiles and goals.
  • An insightful dashboard for educated decision-making.
  • Convenient online investment process.
  • New investment options are curated on a regular basis.
  • Portfolio diversification across multiple instruments.
  • A reminder to organise repayment.

Cons of Tyke Invest

  • Difficulty in withdrawing investments and collecting rewards.
  • The app lacks fundamental functions and need improvement.
  • Customer support issues and investor concerns.
  • Delays or unresolved KYC and withdrawal difficulties.
  • Complaints about openness, legal agreements, and communication of investment updates.
  • Concerns about the legitimacy and legality of investment opportunities.
  • Technical difficulties include poor performance, login troubles, and misaligned portfolio displays.
  • Negative experiences with specific investment opportunities such as CSOPs and SARs.
  • Lack of selling alternatives and difficulty controlling investments.

How do I subscribe?

Enjoy the advantages of this application entirely online and easy process.

  1. Sign up with your mobile number.
    Register on the platform by entering your mobile number and completing the OTP authentication process or using WhatsApp.
  2. Complete KYC and input bank details.
    Complete your Know Your Customer (KYC) process by entering your PAN (Permanent Account Number) and bank account information.
  3. Explore and transact.
    Browse the live campaigns and select the one that is best appropriate for you. Once you have chosen a campaign, proceed with payment and complete the subscription process.
  4. See your wealth grow
    You may track your subscriptions and receive an overview of the number of units, current value, and predicted returns.

Anyone over the age of 18 who has a PAN and an Aadhaar card can subscribe. Subscribers should be aware of the dangers connected with startup investing, such as capital loss. You can also register as a non-individual. Choose the appropriate option while completing your KYC on the platform. You can participate in a CSOP campaign, a CCD campaign, a CPS campaign, a Non-Convertible Debenture (NCD) campaign, or an Invoice Discounting campaign.

Raise on terms that best meet your company’s needs.

  • Raise through equity

All the benefits of an equity rise while keeping a clean cap table. Enjoy the value added by thousands of subscribers with no entry barrier.

  • Raise via debt.

Our variable tenure and payback periods enable you to raise non-dilutive financing. Enjoy all community-related benefits for increased sales.

Subscription

Information Details
Minimum Subscription Amount Rs. 5000
Minimum Subscription Quantity Varies for each campaign, displayed on campaign website after subscription
Available Campaigns CSOP, Compulsorily Convertible Debenture (CCD), Compulsorily Convertible Preference Share (CCPS), Discounting (ID), Non-Convertible Debenture (NCD)
Account Deletion Procedure Contact support@tykeinvest.com, account will be deleted within 30 days
Convenience Fee 2% of subscription amount
Subscription Cancellation Possible within 48 hours of signing up, contact support@tykeinvest.com
Refund Policy Cash credited within 2-3 working days for cancellations within 48 hours; no returns for discount programmes; no guarantee of returns on subscriptions
Restrictions No cancellations within the final 48 hours of a campaign; discount programme subscriptions cannot be returned

How can Subscribers Earn Returns?

Investors can earn returns on their assets by doing the following:
a. Facilitated exits during mergers and acquisitions
b. Company repurchases or subscription purchases
c. Sale of subscriptions or securities to another user for consideration

Invest in AIF

Criteria Amount/Period
Minimum Investment INR 1 crore (INR 25 lakhs for certain categories)
Minimum Lock-in Period 3 years
Maximum Number of Investors in a Scheme 1,000 (except Angel Funds, limited to 200)

Discount cap

Description Value
Initial Subscription Amount INR 1,00,000
Discount Cap 30%
Valuation at Next Round of Funding INR 1,00,00,000
Discounted Valuation at Next Round 70% of INR 1,00,00,000
Effective Subscription Percentage 1.429%

Loss of Capital
The main risk is cash loss, which is unavoidable given the risky nature of startup investing. Just to help you comprehend the context. So, when VCs, venture capitalists, or angel investors invest in startups, they typically invest in 100 companies, five of which will likely thrive. However, just five companies generate enough revenue to counterbalance the losses of the other 95 enterprises. But, as a retail investor, you may only make one or two investments. So you need to be a little more picky about the types of businesses in which you want to invest. And this is obviously a hazardous game, with the possibility of total financial loss.

Liquidation Risk
The another risk is known as the liquidation risk. For example, if you invest RS5000 in a startup right now, liquidation may become an issue. So liquidation simply means that you invest your RS5000 but are unable to sell your stocks in that firm because there is no free market in which you can sell your stocks in these unlisted companies. So the liquidation risk is very significant, and liquidity in terms of passing on your equities to someone else is not straightforward.

Dividend Risk
Another risk is dividend risk, which means that if you invest in these private companies, you may or may not receive dividends. So your money could be stuck for a long time.

Conclusion

Tyke Invest provides a flexible platform for investing in high-return possibilities, starting at a minimum of ₹5,000. It offers a variety of investment possibilities, a vibrant community, a comprehensive dashboard, and a simple online approach. However, there are hazards to consider, such as difficulties withdrawing investments, app performance issues, and concerns regarding customer support and communications. Before enrolling, investors should carefully assess these aspects and understand the dangers connected with startup investing.


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