Choosing between the Teji Mandi Flagship and Multiplier portfolios can influence your investment strategy. Whether you want consistent growth or are willing to take on more risks for potentially greater returns, recognizing the fundamental distinctions will help you align your investment approach with your financial objectives.
Drawing a line between the two can assist investors in deciding which one should be encouraging when in formation of their investment aims. Let’s look at what sets these two portfolios apart!
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Teji Mandi Flagship Portfolio
The most significant product of Teji Mandi Flagship is that it is the platform’s portfolio to ensure consistent and stable growth by investing in different niches. Here are its key features:
Investment Focus: Especially, Flagship portfolio has a multi-cap, which means that the fund invests in large, mid and small-cap companies. The concentration rate is a little high over large-cap stocks, which are comparatively less risky and less sensational than mid or small-cap stocks.
Minimum Investment Amount: To start investing on the Flagship portfolio, one requires roughly about ₹36,715 as the minimum investment. This amount also sill makes it possible to attract a large number of investors.
Returns: Statistically, Flagship portfolio has been growing at an approximate Compound Annual Growth Rate or CAGR of around 43% in the past. Still one should mention that this is quite a good return and, again the portfolio has been existent for just a few years and therefore one has to wait and see the portfolio’s long-term performance.
Charges: The Flagship portfolio costs ₹ 99 per month if you go for the annual plan which is discounted. This is about ₹1188 per year’. The 6 months’ plan cost is ₹179 per month making the six month’s plan to be approximately ₹ 1074.
Teji Mandi Multiplier Portfolio
The Teji Mandi Multiplier portfolio is ideal to be used by individuals who have a high-risk tolerance for higher returns. Here’s what sets it apart:
Investment Focus: The Multiplier portfolio is more daring which is targeted mainly on mid and small cap stocks. These are relatively riskier due to their high level of price flunctuations but provide opportunities for higher returns and this is in line with the objective of the portfolio where the objective is to get returns several folds the value invested.
Returns: The Multiplier portfolio of investing has a return on investment of CAGR of about 47%. 5% since its beginning. This higher return is as a result of holding more shares from small companies that are expected to grow their earnings rapidly although this is associated with higher risk.
Portfolio Turnover: Of the two portfolios, it is easier to notice that the Multiplier portfolio is subject to more changes regarding its stock list than the Flagship one. Thus, there remains certain necessity to have higher turnover rate as applied to mid and small-cap segments which are riskier.
Charges: Concisely, the charges for the Multiplier costs ₹ 299 per month if you go for the annual plan which is discounted. This is about ₹3588 per year’. The 6 months’ plan cost is 399 per month making the six month’s plan to be approximately ₹ 2394.. Nevertheless, since the expected returns are higher, the investors have to be ready for possible fluctuations in subscription fees.
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Which is Best?
The choice between the Teji Mandi Flagship and Multiplier portfolios depends on your investment goals and risk tolerance:
Teji Mandi Flagship: This is ideal for investors that seek moderate returns with moderate risks in between the two extreme portfolios. The concentration on large-cap oriented stocks offers a safety margin while the addition of exposures to mid and small cap stocks avails growth.
Teji Mandi Multiplier: This portfolio is suited for the investors who are ready to take more risks in the hope of getting higher returns. If you do not mind fluctuations in the market and for your investments you are looking at the long term than Multiplier portfolio can be ideal for you.
Conclusion
Thus, both the Teji Mandi Flagship and Multiplier portfolios provide opportunities that would be the most appealing for different sorts of users. The Flagship portfolio is fairly moderate and diversified at the same time, the level of risk that is involved is reasonably moderate while on the other hand the Multiplier portfolio is more inclined to return more money, but also has higher risks involved in it.
This distinction will enable the investors to distinguish between these two options in order to uphold their intended goals and tolerance to risk.
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